SBI IRCTC Platinum Credit Card Coupon Codes and Offers Jul 2026

SBI IRCTC Platinum Credit Card

Get Rs 1000 Cashback on Card Dispatch

About SBI IRCTC Platinum Credit Card

Presenting a range of IRCTC SBI Credit Cards to suit your unique travel needs and for rewarding journeys ahead. The IRCTC SBI Credit Cards are brought to you by IRCTC (Indian Railway Catering & Tourism Corporation) and SBI Card.

Exclusive Card Features
- Joining/Renewal Fee of ₹1,499
- 3 Reward Points per `125 spent on Dining and standing instructions on Utility spends
- 1 Reward Point on regular spends of ₹125
- 10 Reward Points per ₹100 spent on IRCTC tickets
- 5 Reward Points per ₹100 spent on air tickets and e-catering
- 1% Transaction charge waiver on rail and air bookings
- Milestone Benefits on travel spends
- Annual Fee reversal in the subsequent year on spends of ₹2 lakh
- Complimentary air accident and rail accident cover of ₹50 lakh and ₹10 lakh
- Complimentary Credit Card fraud liability cover of ₹1 lakh
- 8 Complimentary Railway Lounge access in a year (Max. 2 per quarter)
- 1% Fuel surcharge waiver

Cashback Guidelines

Existing Credit Card holders of the issuing Bank will not be eligible for Rewards
No Rewards Applicable for Employees of issuing bank
Card upgrades/limit enhancements are not eligible for Rewards
Tracking Time: 72Hrs after the Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of rewards
Minimum transaction of ₹100 is required within 30 days to activate the card, otherwise it will be closed

Also, Remember
Do not visit any other coupon or deal site after clicking-out from Arista
Do not use a referral code which is not mentioned on Arista
No Rewards are applicable if you cancel the application
Fraudulent activity will lead to cancellation of the Rewards. Arista's decision will be final in this case
If your Rewards do not track, raise a Missing Rewards ticket within 30 Days from the application date
Please send Rewards related queries to Arista only, not to the Issuing Bank

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Card Details

Card Type

Travel

Reward Type

Reward Points

Points per Rs 100 Expense

0.80

Value of 1 Point

Rs 0.25

Joining Fee

Rs 500

Yearly Fee

Rs 300

Welcome Benefits

Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.

All Benefits

Value Back Benefits
Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.

Travel Offers from IRCTC
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Log on to irctc.co.in and avail exclusive travel privileges
Book your airline tickets with IRCTC at unbeatable prices

Railway Lounge Program
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
To avail the offer, please use your IRCTC SBI Platinum Card at the respective lounges

Fuel Surcharge Waiver
Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges