A cashback credit card by HDFC Bank, the Millennia Credit Card targets the Gen-Y – the ‘90s kids or the millennials. As a basic entry-level credit card, this card has an annual fee of ₹1,000. Keeping its target customers in mind, HDFC Bank offers a 5% cashback on ten popular merchants in India including Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato, and a cashback of 1% on all other eligible online and offline spends.
As the card gives you a reward rate of 5% on Amazon and Flipkart, you are essentially getting the benefit of both Amazon Pay ICICI and Flipkart Axis Credit Card (and much more) in one card. The cashback earned with the card is processed as CashPoints, which can be redeemed against the card’s statement balance for flight/hotel reservations or for purchasing products from the HDFC product catalog. Also, the card offers great gift vouchers for meeting the milestone spend criteria of ₹1 lakh every quarter. Keep reading our HDFC Bank Millennia Credit Card review to know more about the card, its offerings, fees and charges, and other information.
Shopping
Cashback
2.00
Rs 1.00
Rs 1000
Rs 1000
1,000 CashPoints as a Welcome Benefit.
1,000 CashPoints as a welcome benefit on card setup (subject to realization of the joining fee).
Gift vouchers worth ₹1000 on spending ₹1 lakh or above in a quarter.
5% cashback at select partner online merchants, including popular e-commerce websites like Amazon and Flipkart.
1% cashback on all other spends except fuel, rental, and government spends.
Up to 20% discount on partner restaurants via Swiggy Dineout.
Renewal fee waiver on spending ₹1,00,000 in the previous year.
Reward Redemption
Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.
Movie & Dining
Up to 20% discount at partner restaurants with Swiggy Dineout
Rewards Rate
5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions)
The Best Shopping App in India
4.8 Star Rated App on Google Play Store
More than 600 online stores to shop from
The reviews say it all
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